FHA Loan Calculator

FHA Loan Calculator

Calculate Your FHA Loan Payment

FHA Mortgage Insurance Premiums (MIP)

FHA Loan Features

3.5% Down Payment

Flexible Credit

Upfront & Monthly MIP

Primary Residence

Ready to Get Pre-Approved?

Quick Links

Loan Programs

Loan Programs

Calculators

Estimate your monthly mortgage payment with FHA loan terms including mortgage insurance premiums (MIP). Perfect for first-time homebuyers with lower down payment options.

Calculator includes: 1.75% Upfront MIP (financed into loan) + 0.55% Annual MIP (monthly)

Based on 30-year loan, LTV > 90%

Rates may vary based on loan term and down payment

Understand how FHA loans work and what factors affect your monthly payment.

Minimum down payment required. Gifts from family members are allowed.

Credit scores as low as 580 may qualify with 3.5% down. 500-579 requires 10% down.

1.75% upfront mortgage insurance premium plus annual MIP based on loan amount.

FHA loans are for primary residences only. Multi-unit properties up to 4 units allowed.

Let's discuss your FHA loan options and find the best mortgage solution for your situation.

Helping families achieve their dream of homeownership with personalized mortgage solutions and expert guidance every step of the way.

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